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Property and Liability

 

Lumley Insurance has grown from niche Underwriter to an Insurer writing a broad spectrum of SME Property & Liability risks. As a Broker you have direct access to the decision makers; our specialist and experienced Underwriters will work with you to find the best Property & Liability solution for the risks presented.

We provide terms for many exposures however we have an increasing appetite for challenging, complex and high hazard exposures in both Property & Liability utilising our expertise combined with our capacity of up to $50m.

 Risk Management Services and Philosophy

Managing risk is an integral part of business decision making, managers at all levels within an organisation can improve their business results through better risk management. However, to achieve the best result, a structured approach and sound methodology is required.

Lumley Insurance has extensive experience in commercial insurance and risk management. Our risk management programs are modeled on Australian Standard AS/NZS 4360, and our staff are experienced in a wide range of professional disciplines and industry sectors.

We can assist you in implementing a risk management program that is tailored to your individual requirements, and complements your current business model without creating onerous administrative burdens. Success in risk management requires joint co-operation between internal management, your insurance broker and underwriters. We will work with you to achieve the best possible outcome from your risk management program.

Liability Renewal Questionnaire

P&L Occupations and Risk Appetite

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