Lumley Insurance has built a nationwide team of experienced Building and Construction Engineers and Machinery Professionals who understand the nature of Engineering risks.
We provide insurance for risks throughout Australia as well as overseas operations for locally based clients.
Lumley Insurance offers you a wide range of risk protection. Some examples of policies available are as follows:
Construction
Individual Project Contract Works and Liability
Annual Policy Contract Works and Liability.
To suit your needs our annual policy can be configured as a:
- Transfer policy
- Run-Off arrangement
- Project declaration policy.
Additional cover for:
Loss of rent
Holding costs
Development costs
Loss of profit.
is also available under our Advanced Loss of Profits (ALOP) Policies.
Mobile Plant and Equipment
Our Mobile Plant and Equipment and Liability Policy includes cover for:
- Expediting Expenses
- Accessories Tools and Spare Parts
- Sign writing
- Tyre Replacement
- Protection and Removal of Plant
- Locks and Keys
- Loss of Personal Effects.
The Liability section of this policy covers:
- Road Risk (for licensed vehicles)
- Trade Use or Public Liability associated with your business.
Products liability (where Public Liability has been elected)
Optional Extra Covers for Material Damage are also available and they include:
- Overseas Airfreight
- Agreed Value
- Appreciation of Value
- Finance Gap Protection
- Substitute Hire Costs
- Ongoing Hire Costs
- Finance Payment Protection
- Extended Dry Hire
- Goods on Hook
- Accidental Overload
- Multiple Crane Lift.
Machinery Breakdown
- Breakdown cover
- Boiler and pressure vessel liability
- Spoilage and refrigerated goods
- Business interruption.
Electronic Equipment
- Hardware and Software
- Data Restoration
- Increased Cost of Working
- Business interruption.